Data Updated On July 25, 2024 from Bank Website.

Pinnacle Credit Card

"Presenting the IndusInd Bank Pinnacle Credit Card – a card meant for those for whom excellence is not an option but a habit.

Enjoy a luxurious range of unique travel, lifestyle, and golf privileges and say goodbye to the feeling that you’re not getting what you paid for."

  • ₹1,59,266 Total Savings*
  • ₹2.5Reward Points*
  • ₹1,00,000 Sum assured**
  • ₹2,400 Savings on fuel surcharge

Rewards

1. Earn points
  • Earn big on each spend using your credit card for shopping, booking movie tickets, bill payments and more.
E-commerce transactions ₹ 100 spent = 2.5 reward points
E-com travel and airline transactions ₹ 100 spent = 1.5 reward points
PoS, MoTo, IVR transactions and Standing instructions ₹ 100 spent = 1 reward point

2. Redeem points
  • Here are our tailored redemption options that offer maximum benefits:
  • IndusMoments
  • Pay with Rewards
  • Airline miles on InterMiles
  • Airline miles on Krisflyer
  • *Cash credit
  • The maximum number of reward points that can be redeemed in one statement cycle is 25,000 reward points for IndusInd Bank Pinnacle Credit Card for Cash Credit option.

Pinnacle Credit Card Benefits

Pinnacle Welcome

1. Oberoi Hotels
  • Experience bespoke luxury and fascinating holidays as you choose from a bouquet of luxurious Oberoi Hotels.
  • Our Oberoi gift voucher offers you a memorable stay with your family or friends.
2. Montblanc
  • Experience Montblanc, a brand that epitomises craftsmanship and quality par excellence. You can choose from an exquisite collection of watches, stationery, jewellery, leather goods and eyewear from one of the most premium brands in the world.
3. Luxe Gift Card
  • Indulge in a world of extravagance with the Luxe Gift Card – One Card, Several Indulgences. Get access to more than 30 global luxury and premium brands with a presence of over 360 stores across 30 cities in India.
4. The Postcard Hotel
  • A Collection Of Intimate Luxury Hotels Hidden In Holiday Destinations Across India. Combine luxury with simplicity and retreat to a life you've always wanted.
5. Vouchagram
  • With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola and more.These brands are subject to change at the discretion of the Bank & Vouchagram.Please note, welcome gift is only applicable on select fee plan.
6. Vouchagram Premium
  • You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands.These brands are subject to change at the discretion of the Bank & Vouchagram.Please note, welcome gift is only applicable on select fee plan.

Pinnacle Assurance

Total Protect
  • Our main aim is to make cashless transactions safe and secure for all our customers. Hence, we have introduced ‘Total Protect' - a first-of-its-kind programme that covers you for an amount equal to the credit limit on your card and is also available on add-on cards.
  • Total Protect covers you for the following:
  • Unauthorised transactions in case of loss/theft of card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your card.
  • Counterfeit fraud:There is a possibility of your card or card details to be stolen and misused to produce counterfeit cards. We offer you insurance to protect you against such incidents.
  • Air accident cover:With the IndusInd Bank Pinnacle Credit Card, you also get a complimentary personal air accident insurance cover of up to Rs 25,00,000.

Pinnacle Golf

  • Gain exclusive access to some of the most picturesque golf courses and golf clubs in India. As an IndusInd* Bank Pinnacle Credit Card holder, enjoy complimentary golf games and lessons**, specially hosted for you at leading golf clubs.
  • Golf privileges are brought to you by IndusInd Bank in conjunction with Apexlynx.

Pinnacle Life

BookMyShow
Movie offer:
  • Sit back and enjoy a lovely movie with your friends and family. As an IndusInd Bank Pinnacle Credit Card holder, enjoy buy one get one free on movie tickets through our booking partner BookMyShow.
  • Let’s have a look at what’s on offer:
  • Buy one movie ticket and get the second one free.*
  • Avail up to three free tickets in a month.
  • Offer valid on all theatres registered with BookMyShow across all major cities.
  • Please log on to www.bookmyshow.com to book your tickets.
  • *The price of the free ticket is capped at ₹200. If the price is higher, you will get a ₹200 discount, and the remaining amount must be paid using your IndusInd Bank Pinnacle Credit Card.

Pinnacle Travel

1. Priority Pass Programme
  • Our Priority Pass Programme is one such privilege that allows you access to 700+ lounges across the world.
Value Offering
Annual Membership Priority Pass Annual Benefit
Priority Pass Membership $99 x 2 $198 (Approx Rs 9,900)

2. Travel Plus Programm
  • Our Travel Plus Programme is designed to enrich your travel experiences and add another level of comfort and luxury to your journeys.
  • In addition to VIP access at 700+ airport lounges around the world as part of the Priority Pass Programme, you also enjoy special waivers on lounge usage charges outside India with Travel Plus.
Value Offering
Programme Travel Insurance Lounge Usage Enrolment Fee Annual Saving
Travel Plus Yes Maximum of 8 lounge usage/year of value $27 Rs 5,000 per annum wef 15th Oct 2013 Rs 12,960 approximately

3. Travel Insurance
  • While travelling, any sudden or unforeseen event tends to cause a great deal of stress. For example, a missed flight or loss of baggage or passport not only leads to stress but may also result in unplanned expenditure. To avoid this and to ensure a smooth journey, IndusInd Bank has tied up with ICICI Lombard General Insurance Company Limited to provide cardholders with the following insurance coverage:
Insurance Coverage Sum assured (up to)
Lost baggage Rs 1,00,000
Delayed baggage Rs 25,000
Loss of passport Rs 50,000
Lost ticket Rs 25,000
Missed connection Rs 25,000

Pinnacle Credit Card Privileges

Privileges

  • ₹23,000: Private golf lessons and hole-in-one insurance.
  • ₹7200: Complimentary movie tickets thrice a month.
  • ₹2400: Additional savings on fuel surcharge.
  • ₹5400: Annual value of reward points earned on an average spends of ₹30,000 per month.(450 points per month)

Eligibility Criteria

Eligibility

Your income/ITR should be:
  • For salaried individuals: ₹ 10 lakh per annum.
  • For self-employed: ₹ 12 lakh per annum.

Documentation

  • KYC Documents: Pan card, Aadhaar card and photograph is mandatory.
  • Other acceptable address proofs, in case your communication address varies from Aadhaar Card, are voter’s ID, driving license, passport, etc.
  • Income Documents

For salaried individuals:

  • Last 3 month’s bank statement.
  • Last 3 month’s salary slip or other bank’s credit card details.

For self-employed individuals:

  • Latest copy of ITR or other bank’s credit card details.

MasterCard Offers

Airport Lounge Access Program

  • Here’s inviting you to embark upon a luxury travel experience like never before. With your IndusInd Bank Pinnacle MasterCard Credit Card, you get access to domestic and international airport lounges in India that welcome you into a world of exclusivity. Choose from an assortment of gourmet meals, relax and sink into comfortable seating and enjoy free Wi-Fi, widescreen televisions and bar services. What’s more, you get complimentary lounge visits per quarter on your IndusInd Bank Pinnacle MasterCard Credit Card.
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